Michele Milota · Loan Officer · NMLS #1517644 📞 Call Now (916) 628-3814Book a Home Loan Consultation
First-time homebuyer holding house keys

Know what you can afford before you start shopping. Choosing a purchase loan that matches your goals can feel overwhelming. I will help you see the differences between programs, whether you're a first-time homebuyer or a seasoned investor.

The Home Purchase Process

  1. Consultation – we talk about your goals and budget.
  2. Application – share income, asset and credit info.
  3. Compare options – review programs side by side.
  4. Processing & underwriting – I keep you updated.
  5. Closing – sign and get your keys or new loan.
Request a Pre-Approval
📞 Call Now(916) 628-3814Book a Home Loan ConsultationNo obligation