30-Year Fixed
A constant rate and payment for the life of the loan; popular for buyers planning to stay long term.
Ask about 30-Year Fixed →15-Year Fixed
Fully amortized over 15 years with higher payments, but you build equity faster and pay less total interest.
Ask about 15-Year Fixed →Adjustable-Rate (ARM)
An introductory fixed period, then the rate adjusts periodically. Can fit buyers who expect to move or refinance.
Ask about Adjustable-Rate (ARM) →FHA Loans
Insured by the Federal Housing Administration, with flexible credit guidelines and low down payment options, popular with first-time buyers.
Ask about FHA Loans →VA Loans
Guaranteed by the Department of Veterans Affairs for eligible veterans, service members and surviving spouses.
Ask about VA Loans →USDA Loans
For eligible rural and suburban areas, including many Lake County communities, with income limits.
Ask about USDA Loans →Jumbo Loans
For loan amounts above the conforming limits set by Fannie Mae and Freddie Mac.
Ask about Jumbo Loans →FHA 203(k) Renovation
Finance a purchase or refinance plus the cost of repairs and upgrades in one loan.
Ask about FHA 203(k) Renovation →Reverse Mortgage (HECM)
For homeowners 62+, converting home equity into funds without a monthly mortgage payment; taxes, insurance and upkeep still apply.
Ask about Reverse Mortgage (HECM) →Ready to talk about your options?
Free, no-obligation consultation.
Apply Now Contact Michele Call (916) 628-3814