Michele Milota · Loan Officer · NMLS #1517644 📞 Call Now (916) 628-3814Book a Home Loan Consultation
Couple reviewing home refinance paperwork

Want a lower payment, a shorter term, or cash out of your home equity? I will walk you through refinance options and help you decide whether refinancing makes sense right now.

The Refinance Process

  1. Consultation – we talk about your goals and budget.
  2. Application – share income, asset and credit info.
  3. Compare options – review programs side by side.
  4. Processing & underwriting – I keep you updated.
  5. Closing – sign and get your keys or new loan.
Request a Refinance Review
📞 Call Now(916) 628-3814Book a Home Loan ConsultationNo obligation